TSV
National Pension and Employee Pension Insurance - TSV
Japan's public pension system consists of a two-tier structure: the National Pension (basic pension) and the Employees' Pension Insurance. All residents aged 20-59 must enroll in the National Pension, while company employees and public servants additionally join the Employees' Pension Insurance. For fiscal year 2025, the National Pension premium is 17,510 yen per month, and the Employees' Pension Insurance rate is 18.3% (split equally between employer and employee). Following legal reforms in August 2017, the qualifying period for benefits was reduced from 25 years to 10 years, making pensions accessible to more people.
National Pension
Employee Pension Insurance
public pension
social security
old-age pension
Japan Pension Service
MHLW
code slug name description benefitStartAge category fullBenefitAmount_annual fullBenefitAmount_currency fullBenefitAmount_monthly premium2025_currency premium2025_monthly qualifyingPeriod_months qualifyingPeriod_years earlyReceipt_available earlyReceipt_minAge earlyReceipt_reduction premiumRate2025_rate premiumRate2025_split premiumRate2025_unit standardRemunerationLimits_bonus standardRemunerationLimits_currency standardRemunerationLimits_monthly categories previousRequirement_months previousRequirement_years reformDate requiredPeriod_months requiredPeriod_years ageRange_max ageRange_min restrictions exemptionTypes
1 national-pension National Pension (Basic Pension) Public pension system mandatory for all residents aged 20-59 in Japan. 65 Basic Pension 831696 JPY 69308 JPY 17510 120 10
2 employee-pension-insurance Employee Pension Insurance Public pension system for company employees and public servants, added on top of National Pension. 65 Earnings-related Pension true 60 reduced amount 18.3 equal percent 1500000 JPY 650000
3 insured-categories Insured Person Categories National Pension insured persons are categorized into Category 1, 2, and 3. System Structure [{"code":"1","name":"Category 1 Insured Person","examples":["自営業者","学生","無職者","パートタイム労働者"]},{"code":"2","name":"Category 2 Insured Person","examples":["会社員","公務員"]},{"code":"3","name":"Category 3 Insured Person","examples":["第2号被保険者の配偶者"]}]
4 qualifying-period Qualifying Period A qualifying period of 10+ years of premium payment is required to receive pension benefits. Benefit Conditions 300 25 2017-08-01 120 10
5 voluntary-enrollment Voluntary Enrollment System System allowing persons aged 60+ to join National Pension and increase their pension amount. Enrollment System 70 60 ["老齢基礎年金の繰上げ支給受給者は不可","40年（480ヶ月）納付済みの方は不可"]
6 exemption-deferment Exemption and Deferment System System allowing full exemption, half exemption, or deferment when premium payment is difficult. Premium Support [{"type":"全額免除","pensionCalculation":"2/3"},{"type":"四分之三免除","pensionCalculation":"4/5"},{"type":"半額免除","pensionCalculation":"3/4"},{"type":"四分之一免除","pensionCalculation":"7/8"}]