TSV

Savings Products - TSV

Savings products are a general term for financial products that prioritize capital preservation, such as deposits, savings-type insurance, and government bonds for individuals. These products aim to grow assets while minimizing risk, and include various types such as liquid deposits (ordinary deposits, savings deposits, etc.), time deposits (fixed-term deposits, installment savings, etc.), savings-type insurance (whole life insurance, endowment insurance, personal annuity insurance, education insurance, etc.), and government bonds for individuals. It is important to choose appropriate products based on the purpose of funds, time horizon, and risk tolerance.

financial products savings deposits insurance asset management capital preservation
code	slug	name	description	category
01	ordinary-deposit	Ordinary Deposit	A deposit with no fixed term that allows free deposits and withdrawals.	Liquid Deposits
02	savings-deposit	Savings Deposit	A deposit that offers higher interest rates than ordinary deposits when a certain balance is maintained.	Liquid Deposits
03	notice-deposit	Notice Deposit	A deposit for short-term fund management requiring advance notice for withdrawals.	Liquid Deposits
04	fixed-term-deposit	Fixed-Term Deposit	A deposit with a fixed term during which withdrawals are generally not allowed until maturity.	Time Deposits
05	installment-savings	Installment Savings	A savings plan where a fixed amount is deposited monthly to reach a target amount.	Time Deposits
06	large-denomination-deposit	Large-Denomination Deposit	A negotiable-rate deposit available for deposits of 10 million yen or more.	Time Deposits
07	variable-rate-deposit	Variable-Rate Deposit	A time deposit with interest rates reviewed at regular intervals.	Time Deposits
08	whole-life-insurance	Whole Life Insurance	A savings-type life insurance with lifetime coverage.	Savings-Type Insurance
09	endowment-insurance	Endowment Insurance	An endowment insurance that pays benefits at maturity and upon death.	Savings-Type Insurance
10	personal-annuity	Personal Annuity Insurance	Insurance that provides retirement funds in annuity form.	Savings-Type Insurance
11	education-insurance	Education Insurance	Insurance for systematically preparing a child's education funds.	Savings-Type Insurance
12	government-bonds	Government Bonds for Individuals	Government-guaranteed bonds issued by the Japanese government.	Others