CSV
クレジットスコアの範囲 - CSV
クレジットスコアの範囲は、各国で異なる評価システムとスコア帯域を定義したものです。アメリカではFICOスコア（300-850）が主流であり、イギリスではExperian、Equifax、TransUnionの3機関が異なる範囲で評価を行っています。日本では従来の数値スコアは存在しませんでしたが、2024年11月にCICがクレジットガイダンスサービスを開始し、3桁のスコア表示が導入されました。これらのスコアは融資審査やクレジットカード発行の重要な判断材料として利用されています。
クレジットスコア
信用情報
FICO
融資審査
信用評価
code,slug,name,description,categories,country,scoreRange_max,scoreRange_min
US-FICO,us-fico-score,アメリカ FICOスコア,アメリカで最も広く使用されているクレジットスコアシステムです。,"[{""rating"":""Exceptional"",""range"":""800-850"",""description"":""最優秀""},{""rating"":""Very Good"",""range"":""740-799"",""description"":""非常に良好""},{""rating"":""Good"",""range"":""670-739"",""description"":""良好""},{""rating"":""Fair"",""range"":""580-669"",""description"":""普通""},{""rating"":""Poor"",""range"":""300-579"",""description"":""不良""}]",アメリカ合衆国,850,300
UK-EXP,uk-experian-score,イギリス Experianスコア,イギリス最大の信用情報機関Experianのクレジットスコアです。,"[{""rating"":""Excellent"",""range"":""1001-1250"",""description"":""最優秀""},{""rating"":""Good"",""range"":""881-960"",""description"":""良好""},{""rating"":""Fair"",""range"":""721-880"",""description"":""普通""},{""rating"":""Poor"",""range"":""561-720"",""description"":""不良""},{""rating"":""Very Poor"",""range"":""0-560"",""description"":""最悪""}]",イギリス,1250,0
UK-EQF,uk-equifax-score,イギリス Equifaxスコア,イギリスの主要信用情報機関Equifaxのクレジットスコアです。,"[{""rating"":""Excellent"",""range"":""701-1000"",""description"":""最優秀""},{""rating"":""Very Good"",""range"":""466-700"",""description"":""非常に良好""},{""rating"":""Good"",""range"":""420-465"",""description"":""良好""},{""rating"":""Fair"",""range"":""380-419"",""description"":""普通""},{""rating"":""Poor"",""range"":""280-379"",""description"":""不良""},{""rating"":""Very Poor"",""range"":""0-279"",""description"":""最悪""}]",イギリス,1000,0
UK-TRU,uk-transunion-score,イギリス TransUnionスコア,イギリスの信用情報機関TransUnion（旧Callcredit）のスコアです。,"[{""rating"":""Excellent"",""range"":""628-710"",""description"":""最優秀""},{""rating"":""Good"",""range"":""604-627"",""description"":""良好""},{""rating"":""Fair"",""range"":""566-603"",""description"":""普通""},{""rating"":""Poor"",""range"":""551-565"",""description"":""不良""},{""rating"":""Very Poor"",""range"":""0-550"",""description"":""最悪""}]",イギリス,710,0
JP-CIC,japan-cic-credit-guidance,日本 CICクレジットガイダンス,日本の信用情報機関CICが2024年11月に開始したスコアリングサービスです。,"[{""rating"":""Excellent"",""range"":""750-850"",""description"":""最優秀""},{""rating"":""Good"",""range"":""670-749"",""description"":""良好""},{""rating"":""Fair"",""range"":""580-669"",""description"":""普通""},{""rating"":""Poor"",""range"":""300-579"",""description"":""不良""}]",日本,850,300
CN-SESAME,china-sesame-credit,中国 芝麻信用（Sesame Credit）,アリババ傘下のアントグループが運営する中国の個人信用スコアです。,"[{""rating"":""Excellent"",""range"":""750-950"",""description"":""最優秀""},{""rating"":""Good"",""range"":""650-749"",""description"":""良好""},{""rating"":""Fair"",""range"":""550-649"",""description"":""普通""},{""rating"":""Poor"",""range"":""350-549"",""description"":""不良""}]",中国,950,350