INI

Credit Card Brands - INI

Credit card brands are companies that provide international payment systems used worldwide. Centered around the five major brands—Visa, Mastercard, JCB, American Express, and Diners Club—each operates its own merchant network and benefits services. They are broadly categorized into payment card brands and T&E (Travel & Entertainment) card brands, and are selected based on the user's lifestyle and intended use.

credit card international brand payment Visa Mastercard JCB American Express Diners Club finance

[item.visa]
code=01
slug=visa
name=Visa
description=The world's largest credit card brand, available in over 200 countries and territories.
availability_countries=200
availability_merchants=100 million+
category=Payment Card Brand
founded=1958
marketShare=Approximately 50% (Japan)
origin=United States

[item.mastercard]
code=02
slug=mastercard
name=Mastercard
description=The international brand with the second-largest global market share after Visa, particularly strong in Europe.
availability_countries=210
availability_merchants=80 million+
category=Payment Card Brand
founded=1966
marketShare=Approximately 17.8% (Japan)
origin=United States

[item.jcb]
code=03
slug=jcb
name=JCB
description=Japan's only international card brand, available at approximately 49 million stores domestically and internationally.
availability_countries=190
availability_merchants=49 million+
category=Payment Card & T&E Card
founded=1961
marketShare=Approximately 28% (Japan)
origin=Japan

[item.american-express]
code=04
slug=american-express
name=American Express
description=Known for high-status services, featuring airport lounges and comprehensive insurance coverage.
availability_countries=170
availability_merchants=N/A
category=T&E Card Brand
founded=1850
marketShare=Approximately 3.38% (Worldwide)
origin=United States

[item.diners-club]
code=05
slug=diners-club
name=Diners Club
description=The world's oldest credit card brand, characterized by high status.
availability_countries=150
availability_merchants=N/A
category=T&E Card Brand
founded=1950
marketShare=Approximately 1% (Worldwide)
origin=United States

[item.discover]
code=06
slug=discover
name=Discover
description=A popular card brand in the United States, partnered with JCB and available in over 200 countries.
availability_countries=200
availability_merchants=N/A
category=Payment Card Brand
founded=1985
marketShare=N/A
origin=United States

[item.unionpay]
code=07
slug=unionpay
name=UnionPay
description=A card brand originating from China, with over 200 million cards issued outside mainland China.
availability_countries=183
availability_merchants=N/A
category=Payment Card Brand
founded=2002
marketShare=Dominant in China
origin=China