CSV
NISA Investment Types - CSV
NISA (Nippon Individual Savings Account) is a tax-exempt investment system designed for individual investors in Japan. Since 2024, the new NISA system has been introduced with two investment frames: the Accumulation Investment Frame and the Growth Investment Frame. This article provides a detailed explanation of the types, features, and differences between the old and new NISA systems.
NISA
Nippon Individual Savings Account
tax-exempt investment
accumulation investment
growth investment
asset building
Japan
code,slug,name,description,annualLimit,applicablePeriod,eligibleProducts,investmentMethod,lifetimeLimit,targetInvestors,taxExemptPeriod,combinedLifetimeLimit,note
01,tsumitate-investment-frame,Accumulation Investment Frame,"A tax-exempt frame for investment trusts suitable for long-term, accumulation, and diversified investment.",1200000,2024年〜,Investment trusts and ETFs meeting FSA criteria,Accumulation investment only,18000000,"Beginner investors, those seeking long-term management",Unlimited,,
02,growth-investment-frame,Growth Investment Frame,"A flexible tax-exempt frame covering a wide range of products including individual stocks, ETFs, and investment trusts.",2400000,2024年〜,"Listed stocks, investment trusts, ETFs, REITs, etc.",Both accumulation and lump-sum investment possible,12000000,"Experienced investors, those seeking flexible management",Unlimited,18000000,
03,general-nisa-legacy,General NISA (Legacy),The old NISA system until 2023. Up to 1.2 million yen annually with 5-year tax exemption.,1200000,2014年〜2023年（新規投資は終了）,"Listed stocks, equity investment trusts, ETFs, REITs",Both accumulation and lump-sum investment possible,6000000,Individual investors aged 18 and above,5 years (until 2027 at the latest),,2024年以降は新規投資不可。既存保有分は非課税期間満了まで非課税。
04,tsumitate-nisa-legacy,Tsumitate NISA (Legacy),"The old NISA system until 2023. Up to 400,000 yen annually with 20-year tax exemption.",400000,2018年〜2023年（新規投資は終了）,"Investment trusts and ETFs suitable for long-term, accumulation, and diversified investment",Accumulation investment only,8000000,Individual investors aged 18 and above,20 years (until 2042 at the latest),,2024年以降は新規投資不可。既存保有分は非課税期間満了まで非課税。
05,junior-nisa-legacy,Junior NISA (Legacy),"NISA system for minors until 2023. Up to 800,000 yen annually with tax exemption.",800000,2016年〜2023年（制度終了）,"Listed stocks, equity investment trusts, ETFs, REITs",Both accumulation and lump-sum investment possible,,Minors aged 0-17 (account managed by parent/guardian),5 years (tax-exempt possible in continued management account until age 18),,2023年末で制度終了。新規投資不可。18歳になるまでは継続管理勘定で非課税保有可能。
06,tsumitate-frame-minor-2026,Accumulation Investment Frame for Minors,Accumulation investment frame for minors scheduled to be introduced from 2026.,600000,2026年〜（予定）,Investment trusts and ETFs meeting FSA criteria,Accumulation investment only,6000000,Minors under 18 (account managed by parent/guardian),Unlimited,,2026年度税制改正で導入予定。12歳から引き出し可能。