NISA Investment Types - JSON

[
  {
    "code": "01",
    "slug": "tsumitate-investment-frame",
    "name": "Accumulation Investment Frame",
    "description": "A tax-exempt frame for investment trusts suitable for long-term, accumulation, and diversified investment.",
    "annualLimit": 1200000,
    "lifetimeLimit": 18000000,
    "investmentMethod": "Accumulation investment only",
    "eligibleProducts": "Investment trusts and ETFs meeting FSA criteria",
    "taxExemptPeriod": "Unlimited",
    "targetInvestors": "Beginner investors, those seeking long-term management",
    "applicablePeriod": "2024年〜"
  },
  {
    "code": "02",
    "slug": "growth-investment-frame",
    "name": "Growth Investment Frame",
    "description": "A flexible tax-exempt frame covering a wide range of products including individual stocks, ETFs, and investment trusts.",
    "annualLimit": 2400000,
    "lifetimeLimit": 12000000,
    "combinedLifetimeLimit": 18000000,
    "investmentMethod": "Both accumulation and lump-sum investment possible",
    "eligibleProducts": "Listed stocks, investment trusts, ETFs, REITs, etc.",
    "taxExemptPeriod": "Unlimited",
    "targetInvestors": "Experienced investors, those seeking flexible management",
    "applicablePeriod": "2024年〜"
  },
  {
    "code": "03",
    "slug": "general-nisa-legacy",
    "name": "General NISA (Legacy)",
    "description": "The old NISA system until 2023. Up to 1.2 million yen annually with 5-year tax exemption.",
    "annualLimit": 1200000,
    "lifetimeLimit": 6000000,
    "investmentMethod": "Both accumulation and lump-sum investment possible",
    "eligibleProducts": "Listed stocks, equity investment trusts, ETFs, REITs",
    "taxExemptPeriod": "5 years (until 2027 at the latest)",
    "targetInvestors": "Individual investors aged 18 and above",
    "applicablePeriod": "2014年〜2023年（新規投資は終了）",
    "note": "2024年以降は新規投資不可。既存保有分は非課税期間満了まで非課税。"
  },
  {
    "code": "04",
    "slug": "tsumitate-nisa-legacy",
    "name": "Tsumitate NISA (Legacy)",
    "description": "The old NISA system until 2023. Up to 400,000 yen annually with 20-year tax exemption.",
    "annualLimit": 400000,
    "lifetimeLimit": 8000000,
    "investmentMethod": "Accumulation investment only",
    "eligibleProducts": "Investment trusts and ETFs suitable for long-term, accumulation, and diversified investment",
    "taxExemptPeriod": "20 years (until 2042 at the latest)",
    "targetInvestors": "Individual investors aged 18 and above",
    "applicablePeriod": "2018年〜2023年（新規投資は終了）",
    "note": "2024年以降は新規投資不可。既存保有分は非課税期間満了まで非課税。"
  },
  {
    "code": "05",
    "slug": "junior-nisa-legacy",
    "name": "Junior NISA (Legacy)",
    "description": "NISA system for minors until 2023. Up to 800,000 yen annually with tax exemption.",
    "annualLimit": 800000,
    "investmentMethod": "Both accumulation and lump-sum investment possible",
    "eligibleProducts": "Listed stocks, equity investment trusts, ETFs, REITs",
    "taxExemptPeriod": "5 years (tax-exempt possible in continued management account until age 18)",
    "targetInvestors": "Minors aged 0-17 (account managed by parent/guardian)",
    "applicablePeriod": "2016年〜2023年（制度終了）",
    "note": "2023年末で制度終了。新規投資不可。18歳になるまでは継続管理勘定で非課税保有可能。"
  },
  {
    "code": "06",
    "slug": "tsumitate-frame-minor-2026",
    "name": "Accumulation Investment Frame for Minors",
    "description": "Accumulation investment frame for minors scheduled to be introduced from 2026.",
    "annualLimit": 600000,
    "lifetimeLimit": 6000000,
    "investmentMethod": "Accumulation investment only",
    "eligibleProducts": "Investment trusts and ETFs meeting FSA criteria",
    "taxExemptPeriod": "Unlimited",
    "targetInvestors": "Minors under 18 (account managed by parent/guardian)",
    "applicablePeriod": "2026年〜（予定）",
    "note": "2026年度税制改正で導入予定。12歳から引き出し可能。"
  }
]