TOML

国民年金・厚生年金 - TOML

日本の公的年金制度は、国民年金(基礎年金)と厚生年金保険の二階建て構造で構成されています。20歳以上60歳未満の全ての居住者が国民年金に加入し、会社員や公務員は厚生年金保険に追加で加入します。2025年度の国民年金保険料は月額17,510円、厚生年金保険料率は18.3%(事業主と折半)です。受給資格期間は2017年8月の法改正により25年から10年に短縮され、より多くの人が年金を受給できるようになりました。

国民年金 厚生年金 公的年金 社会保障 老齢年金 日本年金機構 厚生労働省
[[items]]
code = "1"
slug = "national-pension"
name = "国民年金(基礎年金)"
description = "日本に居住する20歳以上60歳未満の全ての人が加入する公的年金制度です。"
benefitStartAge = 65
category = "基礎年金"
fullBenefitAmount_annual = 831696
fullBenefitAmount_currency = "JPY"
fullBenefitAmount_monthly = 69308
premium2025_currency = "JPY"
premium2025_monthly = 17510
qualifyingPeriod_months = 120
qualifyingPeriod_years = 10
earlyReceipt_available = ""
earlyReceipt_minAge = ""
earlyReceipt_reduction = ""
premiumRate2025_rate = ""
premiumRate2025_split = ""
premiumRate2025_unit = ""
standardRemunerationLimits_bonus = ""
standardRemunerationLimits_currency = ""
standardRemunerationLimits_monthly = ""
categories = ""
previousRequirement_months = ""
previousRequirement_years = ""
reformDate = ""
requiredPeriod_months = ""
requiredPeriod_years = ""
ageRange_max = ""
ageRange_min = ""
restrictions = ""
exemptionTypes = ""

[[items]]
code = "2"
slug = "employee-pension-insurance"
name = "厚生年金保険"
description = "会社員や公務員が加入する、国民年金に上乗せされる公的年金制度です。"
benefitStartAge = 65
category = "報酬比例年金"
fullBenefitAmount_annual = ""
fullBenefitAmount_currency = ""
fullBenefitAmount_monthly = ""
premium2025_currency = ""
premium2025_monthly = ""
qualifyingPeriod_months = ""
qualifyingPeriod_years = ""
earlyReceipt_available = true
earlyReceipt_minAge = 60
earlyReceipt_reduction = "reduced amount"
premiumRate2025_rate = 18.3
premiumRate2025_split = "equal"
premiumRate2025_unit = "percent"
standardRemunerationLimits_bonus = 1500000
standardRemunerationLimits_currency = "JPY"
standardRemunerationLimits_monthly = 650000
categories = ""
previousRequirement_months = ""
previousRequirement_years = ""
reformDate = ""
requiredPeriod_months = ""
requiredPeriod_years = ""
ageRange_max = ""
ageRange_min = ""
restrictions = ""
exemptionTypes = ""

[[items]]
code = "3"
slug = "insured-categories"
name = "被保険者区分"
description = "国民年金の被保険者は第1号、第2号、第3号に区分されます。"
benefitStartAge = ""
category = "制度構造"
fullBenefitAmount_annual = ""
fullBenefitAmount_currency = ""
fullBenefitAmount_monthly = ""
premium2025_currency = ""
premium2025_monthly = ""
qualifyingPeriod_months = ""
qualifyingPeriod_years = ""
earlyReceipt_available = ""
earlyReceipt_minAge = ""
earlyReceipt_reduction = ""
premiumRate2025_rate = ""
premiumRate2025_split = ""
premiumRate2025_unit = ""
standardRemunerationLimits_bonus = ""
standardRemunerationLimits_currency = ""
standardRemunerationLimits_monthly = ""
categories = "[{\"code\":\"1\",\"name\":\"第1号被保険者\",\"examples\":[\"自営業者\",\"学生\",\"無職者\",\"パートタイム労働者\"]},{\"code\":\"2\",\"name\":\"第2号被保険者\",\"examples\":[\"会社員\",\"公務員\"]},{\"code\":\"3\",\"name\":\"第3号被保険者\",\"examples\":[\"第2号被保険者の配偶者\"]}]"
previousRequirement_months = ""
previousRequirement_years = ""
reformDate = ""
requiredPeriod_months = ""
requiredPeriod_years = ""
ageRange_max = ""
ageRange_min = ""
restrictions = ""
exemptionTypes = ""

[[items]]
code = "4"
slug = "qualifying-period"
name = "受給資格期間"
description = "年金を受給するために必要な保険料納付済等期間は10年以上です。"
benefitStartAge = ""
category = "受給条件"
fullBenefitAmount_annual = ""
fullBenefitAmount_currency = ""
fullBenefitAmount_monthly = ""
premium2025_currency = ""
premium2025_monthly = ""
qualifyingPeriod_months = ""
qualifyingPeriod_years = ""
earlyReceipt_available = ""
earlyReceipt_minAge = ""
earlyReceipt_reduction = ""
premiumRate2025_rate = ""
premiumRate2025_split = ""
premiumRate2025_unit = ""
standardRemunerationLimits_bonus = ""
standardRemunerationLimits_currency = ""
standardRemunerationLimits_monthly = ""
categories = ""
previousRequirement_months = 300
previousRequirement_years = 25
reformDate = "2017-08-01"
requiredPeriod_months = 120
requiredPeriod_years = 10
ageRange_max = ""
ageRange_min = ""
restrictions = ""
exemptionTypes = ""

[[items]]
code = "5"
slug = "voluntary-enrollment"
name = "任意加入制度"
description = "60歳以上の方が国民年金に加入し、年金額を増やすことができる制度です。"
benefitStartAge = ""
category = "加入制度"
fullBenefitAmount_annual = ""
fullBenefitAmount_currency = ""
fullBenefitAmount_monthly = ""
premium2025_currency = ""
premium2025_monthly = ""
qualifyingPeriod_months = ""
qualifyingPeriod_years = ""
earlyReceipt_available = ""
earlyReceipt_minAge = ""
earlyReceipt_reduction = ""
premiumRate2025_rate = ""
premiumRate2025_split = ""
premiumRate2025_unit = ""
standardRemunerationLimits_bonus = ""
standardRemunerationLimits_currency = ""
standardRemunerationLimits_monthly = ""
categories = ""
previousRequirement_months = ""
previousRequirement_years = ""
reformDate = ""
requiredPeriod_months = ""
requiredPeriod_years = ""
ageRange_max = 70
ageRange_min = 60
restrictions = "[\"老齢基礎年金の繰上げ支給受給者は不可\",\"40年(480ヶ月)納付済みの方は不可\"]"
exemptionTypes = ""

[[items]]
code = "6"
slug = "exemption-deferment"
name = "免除・猶予制度"
description = "保険料の納付が困難な場合に、全額免除・半額免除・猶予を受けられる制度です。"
benefitStartAge = ""
category = "保険料支援"
fullBenefitAmount_annual = ""
fullBenefitAmount_currency = ""
fullBenefitAmount_monthly = ""
premium2025_currency = ""
premium2025_monthly = ""
qualifyingPeriod_months = ""
qualifyingPeriod_years = ""
earlyReceipt_available = ""
earlyReceipt_minAge = ""
earlyReceipt_reduction = ""
premiumRate2025_rate = ""
premiumRate2025_split = ""
premiumRate2025_unit = ""
standardRemunerationLimits_bonus = ""
standardRemunerationLimits_currency = ""
standardRemunerationLimits_monthly = ""
categories = ""
previousRequirement_months = ""
previousRequirement_years = ""
reformDate = ""
requiredPeriod_months = ""
requiredPeriod_years = ""
ageRange_max = ""
ageRange_min = ""
restrictions = ""
exemptionTypes = "[{\"type\":\"全額免除\",\"pensionCalculation\":\"2/3\"},{\"type\":\"四分之三免除\",\"pensionCalculation\":\"4/5\"},{\"type\":\"半額免除\",\"pensionCalculation\":\"3/4\"},{\"type\":\"四分之一免除\",\"pensionCalculation\":\"7/8\"}]"