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Types of Banks - HTML

Japanese banks are broadly classified into ordinary banks under the Banking Act (city banks, regional banks, second-tier regional banks, internet banks, etc.) and cooperative financial institutions (credit unions, credit associations, labor banks, etc.). Under the supervision of the Financial Services Agency, each plays a distinct role in supporting Japan's financial system. City banks operate nationwide targeting large corporations, regional banks focus on local communities, internet banks provide digital-native services, and cooperative institutions aim for mutual aid among members.

bank financial institution city bank regional bank internet bank credit union cooperative finance FSA
<table>
<thead><tr><th>code</th><th>slug</th><th>name</th><th>description</th><th>category</th><th>count</th></tr></thead>
<tbody><tr><td>01</td><td>city-banks</td><td>City Banks</td><td>Large-scale banks headquartered in major cities operating nationwide.</td><td>ordinary_bank</td><td>5</td></tr>
<tr><td>02</td><td>regional-banks</td><td>Regional Banks</td><td>Banks headquartered in regional cities providing community-focused financial services.</td><td>ordinary_bank</td><td>62</td></tr>
<tr><td>03</td><td>second-tier-regional-banks</td><td>Second-Tier Regional Banks</td><td>Banks converted from former mutual banks specializing in financing for small and medium-sized enterprises.</td><td>ordinary_bank</td><td>30</td></tr>
<tr><td>04</td><td>internet-banks</td><td>Internet Banks</td><td>Banks without physical branches that primarily operate through the internet.</td><td>ordinary_bank</td><td>15</td></tr>
<tr><td>05</td><td>trust-banks</td><td>Trust Banks</td><td>Banks that also engage in trust business, conducting asset management and securitization.</td><td>ordinary_bank</td><td>2</td></tr>
<tr><td>06</td><td>japan-post-bank</td><td>Japan Post Bank</td><td>A special bank with Japan's largest deposit balance using post offices as service windows.</td><td>ordinary_bank</td><td>1</td></tr>
<tr><td>07</td><td>credit-unions</td><td>Credit Unions</td><td>Cooperative financial institutions targeting local SMEs and individuals.</td><td>cooperative</td><td>240</td></tr>
<tr><td>08</td><td>credit-associations</td><td>Credit Associations</td><td>Smaller cooperative financial institutions based on the Small and Medium Enterprise Cooperatives Act.</td><td>cooperative</td><td>57</td></tr>
<tr><td>09</td><td>labor-banks</td><td>Labor Banks</td><td>Cooperative financial institutions aimed at workers' welfare.</td><td>cooperative</td><td>13</td></tr>
<tr><td>10</td><td>agricultural-cooperatives</td><td>Agricultural Cooperatives</td><td>Cooperatives for farmers that also conduct financial business, known as JA.</td><td>cooperative</td><td>359</td></tr>
<tr><td>11</td><td>fishery-cooperatives</td><td>Fishery Cooperatives</td><td>Cooperatives for fishermen that also conduct financial business.</td><td>cooperative</td><td></td></tr>
<tr><td>12</td><td>foreign-banks</td><td>Foreign Banks</td><td>Branches of foreign banks established in Japan.</td><td>ordinary_bank</td><td></td></tr>
<tr><td>13</td><td>government-financial-institutions</td><td>Government Financial Institutions</td><td>Policy-based financial institutions established and funded by the government.</td><td>government</td><td></td></tr></tbody>
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