YAML

Types of Banks - YAML

Japanese banks are broadly classified into ordinary banks under the Banking Act (city banks, regional banks, second-tier regional banks, internet banks, etc.) and cooperative financial institutions (credit unions, credit associations, labor banks, etc.). Under the supervision of the Financial Services Agency, each plays a distinct role in supporting Japan's financial system. City banks operate nationwide targeting large corporations, regional banks focus on local communities, internet banks provide digital-native services, and cooperative institutions aim for mutual aid among members.

bank financial institution city bank regional bank internet bank credit union cooperative finance FSA
- code: "01"
  slug: "city-banks"
  name: "City Banks"
  description: "Large-scale banks headquartered in major cities operating nationwide."
  category: "ordinary_bank"
  count: 5
- code: "02"
  slug: "regional-banks"
  name: "Regional Banks"
  description: "Banks headquartered in regional cities providing community-focused financial services."
  category: "ordinary_bank"
  count: 62
- code: "03"
  slug: "second-tier-regional-banks"
  name: "Second-Tier Regional Banks"
  description: "Banks converted from former mutual banks specializing in financing for small and medium-sized enterprises."
  category: "ordinary_bank"
  count: 30
- code: "04"
  slug: "internet-banks"
  name: "Internet Banks"
  description: "Banks without physical branches that primarily operate through the internet."
  category: "ordinary_bank"
  count: 15
- code: "05"
  slug: "trust-banks"
  name: "Trust Banks"
  description: "Banks that also engage in trust business, conducting asset management and securitization."
  category: "ordinary_bank"
  count: 2
- code: "06"
  slug: "japan-post-bank"
  name: "Japan Post Bank"
  description: "A special bank with Japan's largest deposit balance using post offices as service windows."
  category: "ordinary_bank"
  count: 1
- code: "07"
  slug: "credit-unions"
  name: "Credit Unions"
  description: "Cooperative financial institutions targeting local SMEs and individuals."
  category: "cooperative"
  count: 240
- code: "08"
  slug: "credit-associations"
  name: "Credit Associations"
  description: "Smaller cooperative financial institutions based on the Small and Medium Enterprise Cooperatives Act."
  category: "cooperative"
  count: 57
- code: "09"
  slug: "labor-banks"
  name: "Labor Banks"
  description: "Cooperative financial institutions aimed at workers' welfare."
  category: "cooperative"
  count: 13
- code: "10"
  slug: "agricultural-cooperatives"
  name: "Agricultural Cooperatives"
  description: "Cooperatives for farmers that also conduct financial business, known as JA."
  category: "cooperative"
  count: 359
- code: "11"
  slug: "fishery-cooperatives"
  name: "Fishery Cooperatives"
  description: "Cooperatives for fishermen that also conduct financial business."
  category: "cooperative"
  count: null
- code: "12"
  slug: "foreign-banks"
  name: "Foreign Banks"
  description: "Branches of foreign banks established in Japan."
  category: "ordinary_bank"
  count: null
- code: "13"
  slug: "government-financial-institutions"
  name: "Government Financial Institutions"
  description: "Policy-based financial institutions established and funded by the government."
  category: "government"
  count: null