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Types of Banks - XML

Japanese banks are broadly classified into ordinary banks under the Banking Act (city banks, regional banks, second-tier regional banks, internet banks, etc.) and cooperative financial institutions (credit unions, credit associations, labor banks, etc.). Under the supervision of the Financial Services Agency, each plays a distinct role in supporting Japan's financial system. City banks operate nationwide targeting large corporations, regional banks focus on local communities, internet banks provide digital-native services, and cooperative institutions aim for mutual aid among members.

bank financial institution city bank regional bank internet bank credit union cooperative finance FSA

<?xml version="1.0" encoding="UTF-8"?>
<items>
  <item>
    <code>01</code>
    <slug>city-banks</slug>
    <name>City Banks</name>
    <description>Large-scale banks headquartered in major cities operating nationwide.</description>
    <category>ordinary_bank</category>
    <count>5</count>
  </item>
  <item>
    <code>02</code>
    <slug>regional-banks</slug>
    <name>Regional Banks</name>
    <description>Banks headquartered in regional cities providing community-focused financial services.</description>
    <category>ordinary_bank</category>
    <count>62</count>
  </item>
  <item>
    <code>03</code>
    <slug>second-tier-regional-banks</slug>
    <name>Second-Tier Regional Banks</name>
    <description>Banks converted from former mutual banks specializing in financing for small and medium-sized enterprises.</description>
    <category>ordinary_bank</category>
    <count>30</count>
  </item>
  <item>
    <code>04</code>
    <slug>internet-banks</slug>
    <name>Internet Banks</name>
    <description>Banks without physical branches that primarily operate through the internet.</description>
    <category>ordinary_bank</category>
    <count>15</count>
  </item>
  <item>
    <code>05</code>
    <slug>trust-banks</slug>
    <name>Trust Banks</name>
    <description>Banks that also engage in trust business, conducting asset management and securitization.</description>
    <category>ordinary_bank</category>
    <count>2</count>
  </item>
  <item>
    <code>06</code>
    <slug>japan-post-bank</slug>
    <name>Japan Post Bank</name>
    <description>A special bank with Japan&apos;s largest deposit balance using post offices as service windows.</description>
    <category>ordinary_bank</category>
    <count>1</count>
  </item>
  <item>
    <code>07</code>
    <slug>credit-unions</slug>
    <name>Credit Unions</name>
    <description>Cooperative financial institutions targeting local SMEs and individuals.</description>
    <category>cooperative</category>
    <count>240</count>
  </item>
  <item>
    <code>08</code>
    <slug>credit-associations</slug>
    <name>Credit Associations</name>
    <description>Smaller cooperative financial institutions based on the Small and Medium Enterprise Cooperatives Act.</description>
    <category>cooperative</category>
    <count>57</count>
  </item>
  <item>
    <code>09</code>
    <slug>labor-banks</slug>
    <name>Labor Banks</name>
    <description>Cooperative financial institutions aimed at workers&apos; welfare.</description>
    <category>cooperative</category>
    <count>13</count>
  </item>
  <item>
    <code>10</code>
    <slug>agricultural-cooperatives</slug>
    <name>Agricultural Cooperatives</name>
    <description>Cooperatives for farmers that also conduct financial business, known as JA.</description>
    <category>cooperative</category>
    <count>359</count>
  </item>
  <item>
    <code>11</code>
    <slug>fishery-cooperatives</slug>
    <name>Fishery Cooperatives</name>
    <description>Cooperatives for fishermen that also conduct financial business.</description>
    <category>cooperative</category>
    <count></count>
  </item>
  <item>
    <code>12</code>
    <slug>foreign-banks</slug>
    <name>Foreign Banks</name>
    <description>Branches of foreign banks established in Japan.</description>
    <category>ordinary_bank</category>
    <count></count>
  </item>
  <item>
    <code>13</code>
    <slug>government-financial-institutions</slug>
    <name>Government Financial Institutions</name>
    <description>Policy-based financial institutions established and funded by the government.</description>
    <category>government</category>
    <count></count>
  </item>
</items>