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Types of Banks - JSON

Japanese banks are broadly classified into ordinary banks under the Banking Act (city banks, regional banks, second-tier regional banks, internet banks, etc.) and cooperative financial institutions (credit unions, credit associations, labor banks, etc.). Under the supervision of the Financial Services Agency, each plays a distinct role in supporting Japan's financial system. City banks operate nationwide targeting large corporations, regional banks focus on local communities, internet banks provide digital-native services, and cooperative institutions aim for mutual aid among members.

bank financial institution city bank regional bank internet bank credit union cooperative finance FSA

[
  {
    "code": "01",
    "slug": "city-banks",
    "name": "City Banks",
    "description": "Large-scale banks headquartered in major cities operating nationwide.",
    "category": "ordinary_bank",
    "count": 5
  },
  {
    "code": "02",
    "slug": "regional-banks",
    "name": "Regional Banks",
    "description": "Banks headquartered in regional cities providing community-focused financial services.",
    "category": "ordinary_bank",
    "count": 62
  },
  {
    "code": "03",
    "slug": "second-tier-regional-banks",
    "name": "Second-Tier Regional Banks",
    "description": "Banks converted from former mutual banks specializing in financing for small and medium-sized enterprises.",
    "category": "ordinary_bank",
    "count": 30
  },
  {
    "code": "04",
    "slug": "internet-banks",
    "name": "Internet Banks",
    "description": "Banks without physical branches that primarily operate through the internet.",
    "category": "ordinary_bank",
    "count": 15
  },
  {
    "code": "05",
    "slug": "trust-banks",
    "name": "Trust Banks",
    "description": "Banks that also engage in trust business, conducting asset management and securitization.",
    "category": "ordinary_bank",
    "count": 2
  },
  {
    "code": "06",
    "slug": "japan-post-bank",
    "name": "Japan Post Bank",
    "description": "A special bank with Japan's largest deposit balance using post offices as service windows.",
    "category": "ordinary_bank",
    "count": 1
  },
  {
    "code": "07",
    "slug": "credit-unions",
    "name": "Credit Unions",
    "description": "Cooperative financial institutions targeting local SMEs and individuals.",
    "category": "cooperative",
    "count": 240
  },
  {
    "code": "08",
    "slug": "credit-associations",
    "name": "Credit Associations",
    "description": "Smaller cooperative financial institutions based on the Small and Medium Enterprise Cooperatives Act.",
    "category": "cooperative",
    "count": 57
  },
  {
    "code": "09",
    "slug": "labor-banks",
    "name": "Labor Banks",
    "description": "Cooperative financial institutions aimed at workers' welfare.",
    "category": "cooperative",
    "count": 13
  },
  {
    "code": "10",
    "slug": "agricultural-cooperatives",
    "name": "Agricultural Cooperatives",
    "description": "Cooperatives for farmers that also conduct financial business, known as JA.",
    "category": "cooperative",
    "count": 359
  },
  {
    "code": "11",
    "slug": "fishery-cooperatives",
    "name": "Fishery Cooperatives",
    "description": "Cooperatives for fishermen that also conduct financial business.",
    "category": "cooperative",
    "count": null
  },
  {
    "code": "12",
    "slug": "foreign-banks",
    "name": "Foreign Banks",
    "description": "Branches of foreign banks established in Japan.",
    "category": "ordinary_bank",
    "count": null
  },
  {
    "code": "13",
    "slug": "government-financial-institutions",
    "name": "Government Financial Institutions",
    "description": "Policy-based financial institutions established and funded by the government.",
    "category": "government",
    "count": null
  }
]