INI

Types of Banks - INI

Japanese banks are broadly classified into ordinary banks under the Banking Act (city banks, regional banks, second-tier regional banks, internet banks, etc.) and cooperative financial institutions (credit unions, credit associations, labor banks, etc.). Under the supervision of the Financial Services Agency, each plays a distinct role in supporting Japan's financial system. City banks operate nationwide targeting large corporations, regional banks focus on local communities, internet banks provide digital-native services, and cooperative institutions aim for mutual aid among members.

bank financial institution city bank regional bank internet bank credit union cooperative finance FSA

[item.city-banks]
code=01
slug=city-banks
name=City Banks
description=Large-scale banks headquartered in major cities operating nationwide.
category=ordinary_bank
count=5

[item.regional-banks]
code=02
slug=regional-banks
name=Regional Banks
description=Banks headquartered in regional cities providing community-focused financial services.
category=ordinary_bank
count=62

[item.second-tier-regional-banks]
code=03
slug=second-tier-regional-banks
name=Second-Tier Regional Banks
description=Banks converted from former mutual banks specializing in financing for small and medium-sized enterprises.
category=ordinary_bank
count=30

[item.internet-banks]
code=04
slug=internet-banks
name=Internet Banks
description=Banks without physical branches that primarily operate through the internet.
category=ordinary_bank
count=15

[item.trust-banks]
code=05
slug=trust-banks
name=Trust Banks
description=Banks that also engage in trust business, conducting asset management and securitization.
category=ordinary_bank
count=2

[item.japan-post-bank]
code=06
slug=japan-post-bank
name=Japan Post Bank
description=A special bank with Japan's largest deposit balance using post offices as service windows.
category=ordinary_bank
count=1

[item.credit-unions]
code=07
slug=credit-unions
name=Credit Unions
description=Cooperative financial institutions targeting local SMEs and individuals.
category=cooperative
count=240

[item.credit-associations]
code=08
slug=credit-associations
name=Credit Associations
description=Smaller cooperative financial institutions based on the Small and Medium Enterprise Cooperatives Act.
category=cooperative
count=57

[item.labor-banks]
code=09
slug=labor-banks
name=Labor Banks
description=Cooperative financial institutions aimed at workers' welfare.
category=cooperative
count=13

[item.agricultural-cooperatives]
code=10
slug=agricultural-cooperatives
name=Agricultural Cooperatives
description=Cooperatives for farmers that also conduct financial business, known as JA.
category=cooperative
count=359

[item.fishery-cooperatives]
code=11
slug=fishery-cooperatives
name=Fishery Cooperatives
description=Cooperatives for fishermen that also conduct financial business.
category=cooperative
count=

[item.foreign-banks]
code=12
slug=foreign-banks
name=Foreign Banks
description=Branches of foreign banks established in Japan.
category=ordinary_bank
count=

[item.government-financial-institutions]
code=13
slug=government-financial-institutions
name=Government Financial Institutions
description=Policy-based financial institutions established and funded by the government.
category=government
count=