Markdown

Types of Banks - Markdown

Japanese banks are broadly classified into ordinary banks under the Banking Act (city banks, regional banks, second-tier regional banks, internet banks, etc.) and cooperative financial institutions (credit unions, credit associations, labor banks, etc.). Under the supervision of the Financial Services Agency, each plays a distinct role in supporting Japan's financial system. City banks operate nationwide targeting large corporations, regional banks focus on local communities, internet banks provide digital-native services, and cooperative institutions aim for mutual aid among members.

bank financial institution city bank regional bank internet bank credit union cooperative finance FSA

| code | slug | name | description | category | count |
| --- | --- | --- | --- | --- | --- |
| 01 | city-banks | City Banks | Large-scale banks headquartered in major cities operating nationwide. | ordinary_bank | 5 |
| 02 | regional-banks | Regional Banks | Banks headquartered in regional cities providing community-focused financial services. | ordinary_bank | 62 |
| 03 | second-tier-regional-banks | Second-Tier Regional Banks | Banks converted from former mutual banks specializing in financing for small and medium-sized enterprises. | ordinary_bank | 30 |
| 04 | internet-banks | Internet Banks | Banks without physical branches that primarily operate through the internet. | ordinary_bank | 15 |
| 05 | trust-banks | Trust Banks | Banks that also engage in trust business, conducting asset management and securitization. | ordinary_bank | 2 |
| 06 | japan-post-bank | Japan Post Bank | A special bank with Japan's largest deposit balance using post offices as service windows. | ordinary_bank | 1 |
| 07 | credit-unions | Credit Unions | Cooperative financial institutions targeting local SMEs and individuals. | cooperative | 240 |
| 08 | credit-associations | Credit Associations | Smaller cooperative financial institutions based on the Small and Medium Enterprise Cooperatives Act. | cooperative | 57 |
| 09 | labor-banks | Labor Banks | Cooperative financial institutions aimed at workers' welfare. | cooperative | 13 |
| 10 | agricultural-cooperatives | Agricultural Cooperatives | Cooperatives for farmers that also conduct financial business, known as JA. | cooperative | 359 |
| 11 | fishery-cooperatives | Fishery Cooperatives | Cooperatives for fishermen that also conduct financial business. | cooperative |  |
| 12 | foreign-banks | Foreign Banks | Branches of foreign banks established in Japan. | ordinary_bank |  |
| 13 | government-financial-institutions | Government Financial Institutions | Policy-based financial institutions established and funded by the government. | government |  |